It’s thorough but easy enough for tech novices like me to use.Īnd it’s affordable. In fact, I signed up for Tiller a while back and am loving it. The worksheets are attractively designed and super easy to view and use.

Debt snowball spreadsheet (yes, it’ll help you get debt-free using the debt snowball method).

Next, you’ll create customized spreadsheets to help you manage your money. When you sign up with Tiller Money, you link up your accounts, just as you do with YNAB. The main difference between Tiller and the other options on this list is that it uses Excel and Google spreadsheets. It’s great for budgeting, expense tracking and deb payoff. Personally, I don't ever move money from my utilities budget category, or my rent category because I know I will need it for that reason.Tiller Money is an awesome YNAB alternative. I guess it's kind of hard because one might look at that balance and see money there they could move around to another category, but that seems dumb. The balance of the categories reflects the money you have, so the scheduled transaction doesn't subtract it until it happens. You have the money you've scheduled to spend on a future transaction right now, so leave it in the categories and don't touch it. It's really the most basic concept of YNAB - deal with the money you have right now. Scheduled future transactions/ transactions dated for the future especially seem to throw people for a loop because nYNAB doesn't lie to them about how much money they have. It's just a different way of thinking, which is apparently really hard for some people to understand. I'm actually really surprised how mean people are being over in the forums.

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You can also find the tutorials and help topics for YNAB 4, as well as download their previous apps on their Classic website.Īlso check out our wiki! Subreddit Guidelines Please wander over to some of the following links at YNAB's website: YNAB has a lot of really great support resources that you should probably check out. There is a YouTube playlist by YNAB which acts as a primer for nYNAB as well.

Feel free to post your questions, budget strategies & advice.įor veteran users, learn more about the changes to the new rules in the Transition Guide. We welcome any posts here regarding YNAB. This subreddit is dedicated to discussion on the popular budget software You Need A Budget. NYNAB was last updated 10 November 2021 Welcome to /r/YNAB Filter out today's 'Rant' and 'Rave' threads.Welcome to /r/YNAB! Check out the wiki, and new users please read this helpful page!

Ynab budgeting future